Current Community Development Projects

SIRC&D Revolving Loan Program

What is the SIRC&D Revolving Loan Program?


The Southern Iowa Resource Conservation and Development Area (SIRC&D) has money available through a revolving loan program, for the financing of starting or expanding small businesses. The purpose of this program is to create private sector jobs.

As of 2015, SIRC&D has awarded 9 revolving loans. Of those loans, two are currently active. Currently, funds are available for new qualifying loans.




Who is eligible?


Eligible borrowers include corporations, partnerships or sole proprietorships throughout the SIRC&D seven county area.




What are acceptable uses?


Loans can be used for working capital, equipment, machinery, etc.




Tell me more...


Loan Details:

The money can be loaned for 10 years, with a maximum loan amount of $25,000.

The maximum amount loaned to one individual, in one or more loans, shall not exceed $25,000.

The maximum amount of any single loan to any one individual shall not exceed $25,000.

Approved loans are processed with interest rates approved by the SIRC&D Board of Directors.

The loan can provide up to 50% of the project’s cost and feature a fixed rate of interest. Persons with projects in Adair, Adams, Clarke, Decatur, Ringgold, Taylor and Union counties may apply.

* The revolving loan program was originally sponsored by USDA Rural Development.




What are the requirements?


A business plan is required. (If you need assistance in developing a Business Plan, contact the Iowa Small Business Development Office at Southwestern Community College, Creston, Iowa.

Include project cost estimates and historical and projected financial statements.

Some minimum requirements include:

Adequate collateral as loan security.

Capability to implement project while repaying loan.

Creation of one or more jobs.




How do I apply?


For more information and to apply, please contact the Southern Iowa RC&D Area Office, 609 New York Avenue, P.O. Box 343, Creston, Iowa 50801 or call (641-782-4033)





Past Community Development Projects

What is the nearest airport I should fly into?


The nearest airport is Denpasar - Ngurah Rai Indonesia. Flights are not included but transportation to and from the airport is.




Are flights included?


Everything except for your flight is included. All meals, yoga, meditation, Bali excursions, Inner Work processes, meals, and transportation to and from the airport is included.




I've never done yoga before, can I still join?


Yes! We welcome beginners! You will be right at home




Is there a payment plan option?


Yes! Please click "book my spot" and choose Payment Plan Deposit to reserve your spot through the payment plan option. The retreat center will reach out to you once you book your spot to confirm which room option you want.




What time day and time should I plan to arrive in Bali?


Please schedule your flight to arrive May 15th. Our first activity together will be a live music and escastic dance party at 6pm May 15th so arriving before 3pm would be ideal. If you miss the dance party because you found a later flight that worked out better, no worries! If you want to book your flight to arrive a day earlier you can totally do that to, just let the retreat center know and they will work out a rate for you. Departures will begin May 22nd at anytime you choose. Checkout is at 12pm. Again, if you want to stay a day later please let the retreat center know.

Here is the email to our retreat manager: wilma@soulshinebali.com




Questions for the Retreat Center


If you have any questions regarding room pricing, arrival pickup, or depature plans please contact: wilma@soulshinebali.com




If airport pickup and dropoff included?


Yes! Please contant the retreat center to coordinate!
wilma@soulshinebali.com





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(641) 782-4033

609 New York Ave
Creston, Iowa 50801

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